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Dr Larry W Carr PC

214 WASHINGTON ST | ST MARYS WV, 26170 | (304) 684-2491

Written Financial Policy

Thank you for choosing Dr Larry W Carr PC. Our primary mission is to deliver the best and most comprehensive care available. An important part of the mission is making the cost of optimal care as easy and manageable for our patients as possible by offering several payment options.

Payment Options:

You can choose from:

– Cash, Visa®, MasterCard®, American Express® or Discover Card®

– CareCredit healthcare credit card. CareCredit is the preferred healthcare credit card providing special financing and payment options* for out-of-pocket medical expenses. Ask about how the CareCredit healthcare credit card can help you.

Please note:

It is customary to pay for professional services when rendered. However, if you have a medical problem then we will bill your insurance on your behalf. A refraction is a measurement of the lens power necessary to prescribe glasses or other corrective lenses. Most medical insurance plans, including Medicare, do not cover routine refractions or routine eye exams (when no medical eye problem is known or suspected). Medicare, and most other insurance plans, insists that we charge separately for that portion of the examination, since it is not a covered service. You will receive an explanation of benefits from them itemizing your responsibilities. You will be responsible for any co-payments, deductibles or non-covered services as determined by your insurance company.

If you have a separate plan that covers routine or annual eye examinations and/or glasses, please let us know. Your vision plan may assist you with your eye care needs that are not covered by your medical plan. We will bill your vision plan as above.

We are a Medicare participating practice. If you are a Medicare Beneficiary, we will file a claim for you. You will be responsible for the annual $162.50 deductible and the 20% co-payment.

MINORS ACCOMPANIED BY AN ADULT; The adult accompanying a minor and his/her parents (or guardian) are responsible for payment upon completion of your exam or consultation.

In accordance with our contract and with your insurance provider, we are responsible for collecting, and you are responsible for paying, co-payments after your exam.

Dr Larry W Carr PC requires payment after the exam or consult.

Dr Larry W Carr PC requires a 50% deposit collected prior to delivery of your optical purchase.

Dr Larry W Carr PC requires a fee for the following:

Refraction fee $25.00

Contact Lens fee $40.00

We also offer in-house financing for vision care over $200.00.

Dr Larry W Carr PC will verify your insurance eligibility prior to your appointment.

If you have any questions, please do not hesitate to ask. We are here to help you get the quality care you want or need.


Patient, Parent or Guardian Signature                                                                           Date



Patient Name (Please Print)



Dr Larry W Carr PC does not allow returns on frames, reading glasses or sunglasses.

Patient Signature ____________________________________________________


* Subject to credit approval


* However, if we do not receive payment from your insurance carrier within 120 days, you will be responsible for payment of your treatment fees and collection of your benefits directly from your insurance carrier.